The potential need for long-term care is something many families face, often unexpectedly. Understanding how care may be funded, how assets are structured, and what options are available can make a significant difference at what is often a difficult time.

We have advisers with specialist knowledge in long-term care planning, who can help you understand your options and how it fits within your wider financial plans, whether you are planning ahead or supporting a family member now.

In some situations, it may be appropriate to consider specialist solutions such as immediate needs care plans, which can provide a guaranteed income to help meet care costs. Where suitable, we can explain how these work and whether they may form part of a wider approach.

What this means for you
  • Greater reassurance that your family would be financially supported
  • Protection aligned with your mortgage, income and wider plans
  • Access to specialist advice where more complex planning is required, including later life and care considerations
  • Confidence that protection is being considered as part of the bigger picture

Supporting people like you

View all
#
Planning for Later Life & Long-Term Care
Providing Certainty Around Long-Term Care Costs

Margaret had recently moved into residential care following a decline in her health. Her son Joe, acting under Power of Attorney, worked with his siblings to ensure that appropriate arrangements were put in place to support her ongoing care.

Read more
View all

Don’t take our word for it, 
see what our clients say

View all
Start the conversation

If you would like to discuss your wider financial planning or need advice on later life care planning, such as funding care costs, we would be pleased to speak with you.

Staging Site