Discretionary Investment Management

We take care of the day-to-day decisions, always aligned with your long-term goals, and always with your best interests at heart.

What is Discretionary Investment Management?

Discretionary investment management (DIM) means you give your investment manager the authority to make investment decisions on your behalf.

Rather than contacting you for approval every time a change is needed, your manager can act quickly and efficiently, always within the framework of your agreed goals, risk level and long-term plan.

In practice, this means:

• Your portfolio is actively managed by experienced professionals 
• Decisions are made at the right time, not delayed by administration 
• Your investments remain aligned with your objectives as markets evolve 

Churchill’s DIM Service

Not all advisers can offer this. Here’s why we can.

Discretionary investment management permissions are only granted to firms with the appropriate level of expertise, experience and regulatory approval.
Our investment decisions are overseen by an experienced in-house investment committee, which includes:

• Our own Chartered Wealth Managers and highly qualified advisers, including individuals with industry-specific PhDs and specialist discretionary investment management qualifications.
• External investment specialists with advanced academic and market expertise. 

This depth of knowledge and experience allows us to manage portfolios with confidence, discipline and accountability.

We provide our DIM service exclusively to our own clients, ensuring our full focus remains on delivering the best possible outcomes for you.

What Churchill’s DIM Service Means for You

Timely decisions. Less administration. Greater confidence.

With our discretionary service, you benefit from:

• Expert day-to-day management: investment decisions are made on your behalf by an experienced team, within the framework you have agreed
• A proven investment approach: your money is invested in a carefully constructed model portfolio, built and overseen by our highly qualified investment committee and regularly reviewed
• The right level of risk for you: your portfolio is selected to reflect your attitude to risk, your objectives and your time horizon, as agreed with your adviser
• Active monitoring and adjustment: your portfolio is reviewed regularly and adjusted where appropriate, responding to changing market conditions within your agreed parameters
• Integrated financial planning: your investments are managed as part of your wider financial plan, not in isolation, with your adviser involved throughout
• A More Personal Experience: unlike many third-party discretionary investment management services, as a Churchill DIM client you won’t be kept at arm’s length. Your adviser will be directly involved in managing your investments, so you can discuss decisions, strategy and performance with someone who truly understands both your portfolio and your wider financial plan.

How We Manage Your Investments

A disciplined and considered approach

Our investment committee meets regularly to review portfolios in detail, assessing:

• Asset allocation 
• Market conditions 
• Risk positioning 
• Opportunities for adjustment 

We make structured changes throughout the year, alongside more responsive adjustments when market conditions demand it.

The focus is always the same: making thoughtful, well-informed decisions in your best interests over the long term.

Who is the Churchill DIM service designed for?

Our DIM service is typically suited to individuals and families who:

• Have £200,000 or more in investable assets, across pensions, investments and/or cash 
• Want their portfolio actively managed by professionals 
• Prefer a long-term, relationship-led approach 
• Value clear communication and trusted advice

Contact us to find out more about discretionary investment management and how it might work for you.