Expert investment decisions, made for you
We take care of the day-to-day investment decisions, responding as markets change while keeping your portfolio aligned with your long-term goals. Every decision is guided by your agreed strategy and made with your best interests at heart.
What is Discretionary Investment Management?
Discretionary Investment Management (DIM) means you give your investment manager the authority to make investment decisions on your behalf. Rather than contacting you for approval every time a change is needed, your manager can act quickly and efficiently, always within the framework of your agreed goals, risk level and long-term plan.
In practice, this means:
- Your portfolio is actively managed by experienced professionals
- Decisions are made at the right time, not delayed by administration
- Your investments remain aligned with your objectives as markets evolve
Churchill’s DIM service
Not all advisers can offer this. Here’s why we can.
Discretionary Investment Management permissions are only granted to firms with the appropriate level of expertise, experience and regulatory approval. Our investment decisions are overseen by an experienced in-house investment committee, which includes:
- Our own Chartered Wealth Managers and highly qualified advisers, including individuals with industry-specific PhDs and specialist discretionary investment management qualifications.
- External investment specialists with advanced academic and market expertise.
This depth of knowledge and experience allows us to manage portfolios with confidence, discipline and accountability. We provide our DIM service exclusively to our own clients, ensuring our full focus remains on delivering the best possible outcomes for you.
What Churchill’s DIM service means for you
Timely decisions. Less administration. Greater confidence.
With our discretionary service, you benefit from:
Expert day-to-day management
Investment decisions are made on your behalf by an experienced team, within the framework you have agreed. This means your portfolio can be managed day to day without you needing to approve every change, while decisions remain guided by your objectives, your attitude to risk and your wider financial plans.
A proven investment approach
Your money is invested in a carefully constructed model portfolio, built and overseen by our qualified investment committee. The portfolio is reviewed regularly, with its investments assessed against the agreed strategy. This gives you a structured approach to investing, supported by professional oversight as markets and circumstances change.
The right level of risk for you
Your portfolio is selected to reflect your attitude to risk, your objectives and your time horizon, as agreed with your advisor. We consider the level of investment risk that is appropriate for you and how it fits with your wider plans, so your portfolio has a clear purpose beyond investment returns alone.
Active monitoring and adjustment
Your portfolio is reviewed regularly and adjusted where appropriate, responding to changing market conditions within your agreed parameters. Our investment team monitors how the portfolio is positioned and considers whether changes are needed, helping to keep your investments aligned with the strategy and level of risk agreed with you.
Integrated financial planning
Your investments are managed as part of your wider financial plan, with your advisor involved throughout. Decisions about your portfolio are considered alongside your pensions, other assets and long-term goals. This joined-up approach helps ensure your investment strategy continues to support what you want your money to achieve.
A more personal experience
Unlike many third-party discretionary investment management services, as a Churchill DIM client you won't be kept at arms length. Your advisor will be directly involved in managing your investments, so you can discuss decisions, strategy and performance with someone who truly understands both your portfolio and your wider financial plan.
How we manage your investments
A disciplined and considered approach
Our investment committee meets regularly to review portfolios in detail, assessing:
- Asset allocation
- Market conditions
- Risk positioning
- Opportunities for adjustment
We make structured changes throughout the year, alongside more responsive adjustments when market conditions demand it. The focus is always the same: making thoughtful, well-informed decisions in your best interests over the long term.
Who is the Churchill DIM service designed for?
Our DIM service is typically suited to individuals and families who:
- Have £200,000 or more in investable assets, across pensions, investments and/or cash
- Want their portfolio actively managed by professionals
- Prefer a long-term, relationship-led approach
- Value clear communication and trusted advice
Contact us to find out more about discretionary investment management and how it might work for you.
Supporting people like you
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Investment Management
A More Delegated Approach to Investment Management
Tom is a business owner with young children, who had accumulated a growing portfolio of investments over time, alongside pension savings. As his business and family responsibilities increased, he found he had less time to review his investments and was concerned that decisions were being delayed or not made at all. While he had previously enjoyed taking an active role, he found that this was increasingly becoming a source of stress.
Investment Management
Investing in Line with Personal Values
Emma had built up a combination of pension savings and investments over her career and through inheritance. While her finances were in a strong position, she had become increasingly concerned about how her money was invested and whether it aligned with her personal values.
Don’t take our word for it, see what our clients say
Very friendly company. Felt at ease from the very beginning. Matthew and Tim were extremely helpful and accommodating to our needs. I would recommend to friends and family.
Susan Rex
Had an excellent review meeting with Rebecca last week. It was very informative and left no stone unturned. Rebecca answered all my long list of questions in a manner that was easy to understand and very professional. I’d certainly recommend Churchill to anyone who is in interested in investments.
Simon Thomas
Amazing service. Tim gave me great advice on my investments and financial plan, especially explaining ethical investments which I was interested to know more about. Would highly recommend. Great, clear and confident financial advice.
Sophie Bloomfield
Ready to build a strategic investment portfolio?
Contact us to find out more about Discretionary Investment Management and how it might work for you.
